C-244 Sector-63 Noida , 201301 Uttar Pradesh 9.00 am - 9.00 pm
sales@aakashifinserv.com 9910382273
whatsapp telephone

Home Loan

Everyone has a dream of owning their own house. However, not everyone has the necessary monetary support to purchase one. If you want to own a house for residential purpose, then you can opt for home loan at Aakashi Finserv. Home loans are secured loans. The financial institute will retain the property documents as collateral. You can simply compare top banks and NBFCs (non-banking financial companies) offers on housing loan and apply for the loan.

Why Choose a Home Loan?

  • You can take home loan for purchase of old or new property of residential purpose. It can be a flat, a piece of land, or any residential property. Agricultural, industrial, and commercial properties are excluded from the scheme. The housing loan can be used for home extension, construction, repair, and renovation as well. Sometimes, you want additional loan on existing loan, and opt for a top up home loan.
  • There are no unsecured home loans as in the bank or NBFC will keep the property documents as collateral. However, you can stay in the house and use it for residential purpose even while the repayment tenure is ongoing.
  • Things to Consider before You apply for a Home loan

Eligibility Criteria for Home Loan

Below are the housing loan eligibility criteria for the individuals:

  • Nationality should be Indian.
  • Minimum age: 21 years and Maximum age: 65 years (Salaried) and 70 years (Self-employed).
  • Minimum income: Rs 15000 per month (Salaried) and Rs. 12000 (Self-employed).
  • CIBIL score should be 750 or above.
  • Co-applicant should be family member (If applicable).

Documents Required to Apply for Home Loan

If you are eligible for home loan, check below the documents required:

  • KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).
  • Last 3 months salary slip (Salaried) and Business profile (Self-employed).
  • Processing Fee and CERSEI cheques.
  • Signature proof.

Get In Touch

Request A Call-Back

12ef4j5