Personal Loan

A personal loan is an effective solution for addressing unexpected financial emergencies. Typically, you don't need to explain how you intend to use the loan amount to the bank when applying, and there's no requirement for a guarantor or collateral. Your regular income is usually sufficient to qualify you for a personal loan, offering you the advantage of flexible repayment options and competitive interest rates.

Documentation

1 pan card
ID proof Passport/voter ID/ Aadhar or drivers licence
Residence Proof Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
Age Proof Passport/ drivers licence/school certificate or Pan Card copy
Income Proof – Latest 3 months salary slips
Banking Statement – 6 months bank statements
Job Stability & Continuity Offer Letter, Relieving Letter and Form 16
One photograph

Eligibility

Age of the applicant should be between 21-60 Years.
Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
Should be staying in the city for at least 3 month.
Total work experience should be at least 6 month.
You would require basic documentation such as your address proof, identity proof, latest bank statements etc.

Personal Loan

Personal Loan

Documentation

Eligibility

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